January 8, 2025
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
April 23, 2019
AgencyCredit Scores and Insurance
The use of credit scores and insurance has been an on going debate for decades. When I started in the industry back in the 90’s, credit was not being used in Michigan. At one point the company that I was with began using credit to determine rates, but it was simply a rating of Acceptable or […]
April 9, 2019
AgencyEmployers are also to blame.
When I started in the Insurance industry over 20 years ago, nearly everybody had health insurance that was “coordinated” or “primary” with their auto insurance. What that means is that your insurance from work (BCBS, Aetna, United Healthcare, etc..) would pay for your injuries in an automobile accident and your auto insurance would pay for what […]
December 18, 2018
AgencyWill Michigan No-Fault Auto Insurance Get Fixed This Week?
As the lame duck Michigan Congress finishes it’s year, they are attempting to push through some items. One of the items is the Michigan no-fault insurance reform. This law was put into place to protect innocent victims from going bankrupt from medical bills. I have had customers of mine get in accidents and run up medical bills […]
December 13, 2018
AgencyDrunk Driving Vs. Distracted Driving: Which is more dangerous?
Please do not drive drunk OR drive distracted! Here is a link to some startling facts regarding both. We all know by now how dangerous drunk driving is. Even more injuries from distracted driving! https://www.thezebra.com/insurance-news/4671/drunk-driving-vs-distracted-driving-dangerous/?fbclid=IwAR0TClTMI4sVlNItKo9Q50hT1jMIFQGzj4MFXAMk0IdDKci_Bckh_Og6GnM
October 21, 2018
AgencyDoes Your Insurance Qualify?
Does your car qualify? Come drive with Uber. https://www.uber.com/a/join-now?fbclid=IwAR2a1h7v0AhBA1GUqq07aUxVXfagy5pJTXMhs2msjCbuZmlEhWTx0_y2qh0
October 19, 2018
AgencyUber, Lyft, Rideshare, Oh My!
Great summary of rideshare insurance by Progressive. https://connect.foragentsonly.com/2018/09/16/uber-lyft-rideshare-oh-my/
October 16, 2018
Agency$15,000 offered by the state of Michigan to first time home buyers!
This is not a joke. I was talking with a friend of mine this morning, that works in the Mortgage Industry, and he gave me a brief run down on it. There are income limits (I believe $70,000) and purchase price limits (I believe $225,000). We did not get into detail, as I am not in the […]
October 9, 2018
AgencyShocked at how much you pay for Auto Insurance? You might not fit your insurance company.
I hear it all of the time. I have been with XYZ Insurance for 20 plus years and they take care of me. My parents started with them. They took care of me with a claim. My agent looks out for me. I am loyal to them. The list goes on and on. The price […]
September 29, 2018
AgencyWhat you need to know about rideshare (Uber/Lyft) insurance in Michigan.
So many of the people that I talk to that Rideshare think that if they don’t tell their insurance company that they rideshare, that they will be covered and deal with it then. Don’t plan on it. Not every insurance carrier in Michigan allows for ridesharing and those that do allow for ridesharing need […]